Do you currently pay mortgage insurance, and your principal balance is less than 80% of your original purchase price? As a residential real estate appraisal firm, we have partnered with a mortgage lender to remove homeowner’s PMI for over 20 years. Join us as we walk through what PMI is and how removing it cuts …
If you’re in the real estate industry, you’ve probably heard of ANSI. If not, let us explain. ANSI is a standard of measuring which has been required by Fannie Mae for reporting living area and non-living areas. These requirements were effective as of April 1, 2022. The ANSI standard specifies how your calculations will be …
While most people don’t want to think about estate planning, it is one way to make sure all your affairs are in order for you and your loved ones. There are many different ways to approach this process, and your estate plan should be tailored to meet your unique situation and goals. However, one thing …
As we settle into the new year, it’s important to reflect on the previous year and understand what lies ahead. So, what exactly lies ahead for the real estate market in 2023? Though there are many speculations and misconceptions floating around, we are still very much in a seller’s market, and demand continues to remain …
There’s never a good time to think about what happens to an estate after one’s death. Many do not begin planning until it’s too late. Instead of grieving, relatives and friends are forced to deal with their loved ones’ estate. In order to not leave heart broken family and friends in charge of dealing with …
An appraisal may seem like an extensive process, but don’t worry. We make it easy! From estate planning to PMI removal we are your go to appraisers. With over 20 years of experience we make the process as easy as possible in a quick and timely manner. It may be intimidating if you don’t know …
You might be still paying a great deal of money for a line item you took on when you bought your home called Private Mortgage Insurance. Normally it’s great to be insured, but this is not true in any way with PMI because the “private” party benefiting from this insurance is the bank, never the …
A home appraisal is an unbiased assessment by a professional. Appraisers, like any experts, need the right tools to get the most accurate report for their clients. What homeowners need to understand is that they hold many of these tools, in fact, some of the most essential ones, and are key to an appraisal. It …
How to Get Your Best Home Appraisal in Six Steps Read More »
The housing market in California is at an all-time high. That’s where a home appraisal comes in. There are many reasons you may want to get your home value appraised in this current market. Whether it is for a Tax Assessment, Estate Planning, or even the removal of PMI from your mortgage, we at DVS …
Finding a great appraiser requires knowing just what to look for in this critical role in purchasing a house. Unfortunately, it can be a bit confusing for many homebuyers. Most people aren’t quite sure what all is essential for a qualified home appraiser to get the job done. Buyers just know the clock is ticking …